HVAC & Plumbing Financing in Memphis, TN
Financing Options
If you need a new heating or air conditioning system, a new water heater, or sewer line repair, you don’t have to wait. Conway Services offers flexible financing so you can take care of your Memphis-area home now and pay for it over time, without draining your savings.
Checking your options takes only a few minutes, and seeing your estimated monthly payment won’t affect your credit score.
How financing works through our partner, GoodLeap
We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It also takes just a few minutes to get started.
When you check your options, you’ll be able to enter the amount you want to finance and view up to three loan products side by side, each with an estimated monthly payment. There’s no obligation: this is most often used as a pre-approval, and you can adjust the loan product and the actual amount financed later, during the contract phase with your Conway Services technician.
Why finance your Mid-South home comfort project?
Memphis and the surrounding Mid-South see real extremes: hot, very humid summers that lean hard on your air conditioner, and winters cold enough that a reliable furnace matters. When a system that’s worked for years finally gives out, a full replacement can be a significant, unplanned expense. Financing turns that one large bill into a predictable monthly payment that fits your budget.
Predictable monthly payments sized to your budget
No down payment required to get started
A simple application with a credit decision in minutes
Special financing options made available on qualifying projects
Apply online before your appointment, or on the spot with your technician
What you can finance with Conway Services
As the Mid-South’s full-service home comfort provider since 1990, Conway Services can help you pay over time for nearly any major project, not just emergencies:
A Mid-South name homeowners have trusted since 1990
Conway Services has been a trusted source of home comfort throughout the Mid-South since 1990. Our HVAC technicians, plumbers, and electricians are fully background checked and drug tested. Every job is backed by our Exceptional Service Guarantee, with honest, upfront estimates and no hidden fees — the same standard we bring to financing, so you always know what to expect before any work begins.
Ready to get started?
See your estimated monthly payment in just a few minutes, with no impact to your credit score. When you’re ready, our team is available seven days a week to answer questions and schedule your service.
Prefer to talk it through first? Call Conway Services at 901-248-1961 or schedule service online.
Memphis financing FAQ
Will checking my financing options hurt my credit score?
No. GoodLeap uses a soft credit check to show you your options and estimated payments. Your credit isn’t affected unless your loan is funded.
How long does it take to apply?
Just a few minutes. You’ll enter the amount you’d like to finance, review your loan options, and receive a decision in minutes.
Do I need a down payment?
No down payment is required to get started on qualifying projects.
Can I change the amount later?
Yes. The amount you enter is an estimate for pre-approval. You can adjust the loan product and the actual amount financed during the contract phase with your technician.
What kinds of projects can I finance?
Financing can be applied to qualifying heating, cooling, plumbing, sewer line, electrical, and insulation projects, so a wide range of home comfort work can be paid for over time.
Financing provided by GoodLeap and subject to credit approval; terms and conditions apply. Estimated payments shown are examples and are not a commitment to lend. License # 64210, 64365 (EAS), MS 19668.